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Polley Courses: ‘Real Estate Finance’

Financing is fundamental to the real estate business

Polley Courses: 'Real Estate Finance'

Real Estate Finance … at a glance

Financing, the practice of lending and borrowing money, is fundamental to the real estate business. If mortgage financing was not available, buyers would be required to pay cash for their homes. Few could afford to do that. The course has a practical focus: it explains the basic process of obtaining a loan to purchase a home, and discusses financing options available to home buyers.

The course covers finance and investments, federal fiscal and monetary policy, primary and secondary mortgage markets, mortgage industry components, a variety of financing instruments, the basic features of a residential loan, the financing process from shopping for to closing on a loan, qualifying buyers, qualifying properties, the basics of conventional financing, FHA-insured loans and their rules, VA-guaranteed loans and their rules, seller financing options, and fair lending and consumer protection laws.

Course State Approval: Pennsylvania Broker Licensing

This is a four-day, 30-hour, live classroom course. It is Pennsylvania State Real Estate Commission “developed” for two credits towards broker’s license requirements. A post-course exam must be passed for successful completion. It also Commission-approved to fulfill all 14 hours of continuing education required by law for a real estate salesperson’s or broker’s biennial license renewal during the 2012-2014 cycle that ends at midnight on May 31, 2014.

Price: $350

Student Material: “Financing Residential Real Estate,” 17th Edition; Megan Dorsey and David Rockwell; Copyright 2012 Rockwell Publishing Company, Bellvue WA. ISBN-13: 978-1-887051-85-9.

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